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5 Nov 2026
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How do retirement savings work in the US? A FAQ for first-timers

A retirement savings in the US FAQ for first-timers, using IRS figures: for 2026 you can defer up to $24,500 into a 401(k), 403(b), governmental 457 plan or the Thrift Savings Plan, and contribute up to $7,500 to an IRA,

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